Practitioners who plan, not just teach
Every person on this team has spent time working directly with savings frameworks — building them, stress-testing them, and explaining them to people at very different starting points. That background shapes how the workshops are structured.
Since 2020, the team has grown from 3 specialists to 11, each brought in for a specific gap in the program — not to fill a headcount.
Who runs the workshops
Witold Karpowicz
Lead Program Architect
Witold designed the core savings plan curriculum used across all 6 workshop modules. He spent 9 years as a personal finance consultant before moving into education full-time, and that shift is visible in how he frames problems — always from the participant's actual situation, not a textbook scenario.
Curriculum designAldona Żurawska
Workshop Facilitator
Aldona leads the interactive exercises across 4 of the program's modules, focusing on the parts where participants tend to get stuck — specifically the gap between understanding a savings principle and actually applying it to their own numbers. She runs 3 to 4 live sessions per month.
Live facilitationRadosław Niemiec
Financial Tools Specialist
Radosław builds and maintains the calculation tools participants use during exercises — spreadsheet templates, scenario planners, and the interactive budget tracker introduced in 2023. He also reviews all numerical examples in the materials to make sure they reflect realistic Polish household figures.
Tools & resourcesMonika Brzeska
Participant Support Lead
Monika handles the support side — questions between sessions, onboarding for first-time participants, and follow-up after each module. She tracks which parts of the program generate the most questions and feeds that back into how the materials are updated each quarter.
Support & feedbackPaweł Wierzbicki
Regional Outreach Coordinator
Paweł manages access and participation for learners outside major urban centres — adapting session timing, connectivity options, and materials for participants in regions where internet quality or scheduling constraints differ from the average. He works directly with 14 partner institutions across Poland.
Regional accessElżbieta Kowalczyk
Content Reviewer
Elżbieta reviews every new material before it goes live — checking that examples are accurate, language is plain enough for someone with no prior finance background, and that nothing contradicts what was taught in an earlier module. Each update cycle takes roughly 3 weeks of her time.
Quality reviewHow the team prepares each workshop cycle
Each new cycle goes through a fixed sequence before participants see anything. The steps below reflect what actually happens — not an idealized process description.
Review previous cycle
Support logs and participant questions from the last 8 weeks are analyzed to identify recurring gaps in understanding.
Update materials
Content changes are drafted — typically 2 to 5 pages per module — then reviewed by Elżbieta before anything is finalized.
Rebuild tools
Radosław adjusts the calculation templates and scenario planners to reflect any changes in the updated material.
Facilitator run-through
Aldona and Witold run a dry session internally — timing each exercise and flagging anything that feels unclear before participants join.
Regional check
Paweł confirms session scheduling and access options are workable for participants in lower-connectivity regions before the cycle opens.
What guides how this team works
These aren't posted values — they're patterns that showed up consistently when the team reflected on what made sessions actually useful versus sessions that felt complete but left participants uncertain about next steps.
Specificity over completeness
A session that covers 3 concepts well is more useful than one that covers 8 superficially. The team regularly removes content that doesn't earn its place in the schedule.
Feedback changes things
Participant questions are treated as signals, not noise. If the same question appears more than twice in a cycle, the material that prompted it gets rewritten — not just answered in support.
Access is part of the design
A workshop that works well in Warsaw but is difficult to follow from Podkarpacie hasn't been designed properly. Regional usability is checked before every cycle, not after problems appear.
Honest about what takes time
Building a savings habit takes months, not one workshop. The team is direct about that timeline with participants from the first session — because mismatched expectations are one of the most common reasons people disengage.