Practical skills for building lasting savings habits
A platform built around doing, not just reading
Tuzomyi started in 2020 with a straightforward observation: most people understand savings plans in theory but struggle to apply them consistently. Our workshops close that gap through structured, hands-on practice rather than lectures.
Each session runs with a maximum of 18 participants, which keeps feedback loops tight and lets facilitators address individual situations rather than generic scenarios.
- Step-by-step assignment format with weekly checkpoints
- Remote access designed for participants across Poland
- Collaborative exercises with real peer review
How a typical workshop actually runs
Baseline assessment before anything else
Participants complete a 20-minute intake exercise mapping their current income patterns, fixed expenses, and existing savings behavior. This replaces generic advice with a starting point grounded in each person's actual numbers.
Building a draft savings plan in session
During the first live session, participants draft a 3-month savings plan using our structured template. Facilitators give direct feedback on allocation percentages, buffer sizing, and realistic target-setting within the same 90-minute window.
Testing the plan against real scenarios
Weeks 2 and 3 involve stress-testing: participants run their plan through 4 common disruption scenarios — unexpected expense, income drop, lifestyle creep, and irregular month. Adjustments are documented and compared with peers.
Review and iteration with group feedback
The final sessions focus on what changed, what held, and what each participant would do differently. Work is shared in the cohort and reviewed collectively — see examples at student projects.
All exercises use real PLN amounts and Polish tax brackets. Participants work with their own data, not hypothetical examples.
Completed plans and project documentation are collected in the student projects archive — a practical reference for incoming cohorts.
Three people who shape the curriculum directly
full team
Dorota Kwiatkowska
Lead Curriculum DesignerDorota built the 6-week program structure after 9 years running financial literacy workshops for credit unions across southern Poland. She rewrites the scenario bank each quarter based on participant feedback.
Rafał Sobieski
Behavioral Economics FacilitatorRafał focuses on the decision-making side of savings: why people override their own plans, and what structural changes — not motivation — actually shift behavior over 8 to 12 weeks.
Agnieszka Piotrowska
Regional Cohort CoordinatorAgnieszka manages the logistics of running 4 simultaneous regional cohorts — scheduling, participant grouping, and ensuring that examples used in each session reflect local cost-of-living realities rather than Warsaw averages.
- Coordinates intake for 60–80 participants per cycle
- Adapts scheduling to regional time zones and work patterns